Bitcoin financial services company Fold app has submitted an S-4 SEC filing to the US Securities and Exchange Commission in preparation to go public with its IPO.

The Fold app submitted its S-4 SEC filing on Oct. 7. An S-4 filing is a statement created with the SEC by a publicly traded company undergoing a merger or acquisition. In the case of Fold, it announced last July that it plans to go public by merging with FTAC Emerald Acquisition.

According to the document, if the merger is approved and recognized by stakeholders and regulators, then Fold will remain listed on the Nasdaq with FLD as the new ticker symbol. The registration statement lists the firm Emerald as the registrant and Fold as the co-registrant.

“Merger Sub will be merged with and into Fold, with Fold surviving the Merger as a wholly-owned subsidiary of Emerald,” said the statement.

In July 2024, Fold agreed to merge with the special purpose acquisition company FTAC Emerald Acquisition at a pre-money equity valuation of $365 million.

According to the press release, Fold currently holds more than 1,000 Bitcoin(BTC) in its balance sheets. The funds acquired from the merger were allocated for the purpose of bolstering Fold’s growth in regards to its operations and treasury

The fintech company was founded in 2019 Founded in 2019 by William Reeves, Matthew Luongo, and Corbin Pon, Fold raised $20.2 million from 28 investors, according to PitchBook. Fold allows users to earn bitcoin rewards through its debit card, similar to credit card cashback. The company currently has 574,000 accounts.

In 2020, Fold partnered with Visa to introduce a new card that enables users to receive 1 to 2 percent of payment made back in the form of Bitcoin. In 2023, the Visa-Fold rewards program expanded to accommodate card users living in Latin America, Europe, and Asia Pacific regions.

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